3 Things to Know About Car Accident Laws in Worcester
After a car accident in Worcester, it is important that you understand the state’s laws and what your options are moving forward. At the offices of Tetzel Law, LLC, our goal is to help you understand all regulations, and to maximize your damages award. Here are three important things to know about car accident law in Worcester:
- Massachusetts is a No-Fault Car Insurance State
One of the most important things to know about car accident law in Worcester is that the state of Massachusetts maintains a no-fault car insurance system. This essentially means two things: First, that drivers are required to file a claim with their own insurance company regardless of fault after an accident, and second, that drivers cannot file a lawsuit against the other party unless a certain threshold is met. According to Massachusetts General Laws Chapter 231, Section 6D, a lawsuit for damages cannot be pursued unless the victim:
- Incurs more than $2,000 in medical expenses; or
- Suffers an injury resulting in death, loss of a body part, serious or permanent disfigurement, or loss of sight or hearing.
- Massachusetts is a Modified Comparative Fault State
Massachusetts is also a modified comparative fault state. In a modified comparative fault state, a plaintiff cannot recover damages if they are more than 50 percent at fault for the accident. This means that even if you suffered more than $2,000 in medical expenses, or suffered one of the injury types described above, you cannot recover compensation from another party unless you were less than 50 percent at fault. Further, even if you were less than 50 percent at fault, if you were one percent or more at fault, your damages will be reduced in proportion to your degree of fault.
- You Only Have So Much Time to File a Claim – Act Quickly
The third thing that you need to know about car accident law in Worcester is that you only have so much time to file a claim against an at-fault party. Under Massachusetts law, you have three years from the date of the cause of action to file your suit. If you wait longer than this three-year statute of limitations, you will be permanently barred from recovering damages at all.
Contact Our Experienced Worcester Car Accident Attorneys Today
At the offices of Tetzel Law, LLC, we want to make sure that you recover the compensation that you deserve after you are injured in a car accident, especially one that is caused by the negligence of another party. We will work hard for you to build a case and prove liability of the at-fault party, and won’t back down in negotiations until you receive the settlement offer you deserve.
The first step is schedule a free consultation with our Worcester car accident lawyers. You can schedule your consultation by calling us directly, or requesting more information by filling out the form on our website.